New to Canada: Welcome to Canada! Are you looking for a place to call home? I understand that building credit and navigating the mortgage process can be challenging. My expertise is here to support you every step of the way, helping you achieve your dream of Canadian homeownership.
Found your dream home, but don’t have the down payment ready? Bridge financing can help you close the deal on your new home while you finalize the sale of your existing one.
This product offers an alternative path to homeownership for self-employed individuals and those with non-traditional income. This innovative program uses bank statements, rather than tax returns, to verify income and qualify borrowers for a mortgage
Are you self-employed or in a contract role with limited history?”I’ve got this!”. Our mortgage solutions with A and B lenders can help you achieve approval, even with less than 2 years of established income.
You can refinance up to 80% of your home’s value, giving you greater financial flexibility and unlocking potential savings. Refinancing can also help lower your monthly mortgage payments, making it easier to manage your finances while benefiting from a better interest rate.
Hey, so if you’re struggling with paying off a bunch of different debts, like credit cards or loans, debt consolidation might be a good option for you. Basically, it means taking out a new loan to pay off all your other debts, so you only have to worry about one payment each month instead of juggling a bunch of different bills. The cool part is, if you can get a loan with a lower interest rate, you might end up saving money over time, because you’re paying less in interest.
Alright, imagine your house is like a giant piggy bank. You’ve been paying off your mortgage for a while, and over time, you’ve stuffed a good chunk of change into that piggy bank. Now, you’re eyeing a fancy new kitchen, a dream vacation, or maybe a way to get rid of those pesky credit card bills that just won’t go away. You need cash! But instead of cracking the piggy bank open, you decide to borrow from it while keeping the piggy safe and sound.
We believe that everyone deserves a second chance at achieving their dream of homeownership. If you have bruised credit, you may face challenges when applying for a mortgage. Don't let bruised credit hold you back from achieving your goals. Even with bruised credit, you can still refinance your mortgage and start fresh. Contact me today to discuss your options and take the first step towards a brighter financial future.
Private mortgages offer various benefits, including urgent financing, flexible credit requirements, and consideration of unconventional income sources. They can also finance unique property types, provide short-term financing, and offer larger loan amounts. Approval and Funding can be done within 2 days.